Employment Practices Liability

With at least nine federal statutes and numerous state and local laws addressing employment matters that can expose any employer, large or small, to regulatory actions or lawsuits alleging discrimination, wrongful termination, sexual harassment, retaliation, and a host of other similar causes of action, with approximately 25% of verdicts exceeding $500,000, and with nearly one in every 10 small employers being named defendants at some time, the need for Employment Practices Liability insurance is obvious. Employment Practices Liability insurance covers an organization, its directors and officers, and its employees against claims of wrongful employment practices, including sexual harassment, unlawful discrimination and wrongful termination.