Whether property and liability insurance is needed for the Union itself, or blanket (Union paid) insurance is needed for members, or voluntary (member paid) insurance is required as a member benefit, Unions have specialized insurance needs requiring specialized expertise. R.K. Tongue Co. has considerable experience (since 1936) satisfying the insurance needs of both independent and AFL-CIO affiliated unions. Tongue also maintains the systems to competently administer payroll deducted premiums (and even dues).