Homeowner/Renter Insurance

The Homeowners Policy includes coverage for a house, its contents, and the occupants’ liability. It comes in various forms, priced accordingly, that can affect both the perils insured against, and the amounts paid at claim time. Expert assistance is required to choose the right form, one of which is for renters, the proper protection class, proper construction class, the proper coverage amounts for each policy component, the proper inflation protection, and the appropriate endorsements.