This occurs when someone accesses your personal information (to include medical, financial and/or credit information) and uses it for personal gain. Identity Theft Protection Services will constantly review your credit reports and financial activity for signs of fraud, helping you to fight any theft by issuing a fraud alert, and helping to clear fraudulent transactions from your credit report. Identity Theft Liability Insurance, after a deductible, covers your liability for any fraudulent credit card debt or fraudulent checks that you did not initiate and for which your bank will not take responsibility. Many Homeowners Insurance policies provide some basic identity theft protection.
